Your homeowners insurance policy covers structures that are on your property but aren’t attached to your house, such as a shed, a detached garage, a fence and possibly a pool.
Those structures will be covered if they get damaged or destroyed by a peril that your policy covers, such as a storm or a fire.
If you run a business out of your home, your standard homeowners insurance policy may provide limited coverage.
The amount of coverage is generally a percentage of the dwelling coverage limit.
Some policies provide replacement cost coverage, while others pay actual cash value.
Sometimes replacement cost coverage applies to buildings, while actual cash value coverage applies to structures that are not buildings.
If you don’t know what your policy covers or you aren’t sure if you have enough coverage, review your policy or get in touch with your insurance carrier or agent.
After two years of scorching property markets, recent sales data tells us that the housing market has finally begun to decelerate. …
By: Amy Howell HirtBut not all are equal when it comes to investing in your home.After spending so much time at home, …
Homeowners often fall in love with a particular design instead of focusing on how to make a space work better for …
Robin Taylor Roth
Berkshire Hathaway HomeServices New Jersey Properties
564 Middlesex Ave, Metuchen, NJ 08840
NJ #0897458
Office : 732.494.7677
Cell : 908.612.4962
Email : robintaylorroth@BHHSNJ.com
© 2022 Robin Taylor Roth ©2017 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation.
Leave a Comment